Terms and Conditions

Welcome to MonikaTrading.com. By accessing or using our website, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully before using our services.

1. Acceptance of Terms

By purchasing or accessing any content, products, or services from MonikaTrading.com, you agree to these Terms and Conditions, along with our Privacy Policy. If you do not agree, please do not use our website.

2. Eligibility

Our website and services are intended for individuals aged 18 and over. By using this website, you confirm that you are at least 18 years old.

3. Products and Services

We provide digital products, primarily e-books and educational materials related to online income generation strategies.
All products are sold as digital downloads and are non-refundable once delivered unless explicitly stated otherwise.

4. Intellectual Property

All content on this site — including text, graphics, logos, digital downloads, and products — is the property of MonikaTrading.com (or licensed to us) and is protected by copyright laws.
You may not reproduce, distribute, or exploit any content from this site without prior written permission.

5. User Conduct

You agree not to use the website for any unlawful or harmful purposes, including but not limited to:

  • Violating any applicable laws or regulations
  • Attempting to gain unauthorized access to our systems
  • Sharing or redistributing our products without permission

6. Payment and Order Processing

We accept payments via PayPal. All transactions are processed in U.S. dollars unless otherwise stated.
You are responsible for ensuring your payment and email information are correct when placing an order.

7. Delivery of Digital Products

After successful payment, you will receive an email containing the download link or instructions to access your purchased product. If you do not receive it within 24 hours, please contact us at [email protected].

8. No Guarantee of Results

While our e-books and educational content are designed to be helpful, we do not guarantee specific financial outcomes. Results may vary depending on your individual efforts and circumstances.

9. Limitation of Liability

We are not liable for any direct, indirect, incidental, or consequential damages resulting from the use of our website or products. All content is provided “as is” without warranties of any kind.

10. Changes to Terms

We reserve the right to update or modify these Terms at any time. Changes will take effect immediately upon posting. Continued use of the website constitutes your acceptance of the updated Terms.

11. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the United States, without regard to conflicts of law principles.

12. Contact Us

If you have any questions about these Terms, please contact us at:

Monia Pearl
📧 [email protected]